Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Related Content What Can a Million Dollars Buy You? $1 million in a diversified portfolio could help finance part of your retirement. The Pros and Cons of an NUA Strategy Learn the advantages of a Net Unrealized Appreciation strategy with this helpful article. Filing Final Tax Returns for the Deceased The federal government requires deceased individuals to file a final income tax return.