Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? Share | Related Content Asset and Account Consolidation for Your Estate Investment account consolidation is important to consider for estate planning. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Managing Your Lifestyle Using smart management to get more of what you want and free up assets to invest.